10-year return
8.09% p.a.[P1]
1-year return
6.56%[P2]
How Aware Super compares to other funds
When comparing superannuation funds, you should consider overall performance, fees and costs.
A net return analysis is a great way to compare apples with apples when it comes to superannuation. This calculation compares super products based on returns delivered over a period of time after all fees, costs and taxes.
This graph assumes the following; a $50,000 starting account balance; employer contributions based on a starting salary of $50,000 p.a.; salary increases of 3.5% p.a. and contributions tax of 15%. The Net Benefit refers to a member's investment earnings over the time period of 15 years to 31 March 2025, less any administration, investment and member fees for options within the SuperRatings Growth Index (77-90% growth allocation). The net benefit compares Aware Super to the median of 63, 58 and 46 Not for Profit funds over 7, 10 and 15 years and 164, 120 and 59 all super funds over 7, 10 and 15 years which is inclusive of Retail, Industry, Corporate and Government funds. Net Benefit provided by SuperRatings’ Net Benefit Tool, accessed 17 February 2025.’ Past performance is not a reliable indicator or a guarantee of future performance. Outcomes vary between individual funds. View net benefit methodology
MySuper Lifecycle. It really does revolve around you.
MySuper Lifecycle will fine-tune your investment mix over time to help you retire with more. It’s a smart investment approach that puts you at its centre.
After you turn 56, it will automatically reduce your exposure to market ups-and-downs. This makes your super less risky as your start to think about retirement.
This is the default strategy for all members, but you can opt out at any time and fine-tune your investments in Member Online.
Lower fees for retirees
For our retirees with a Retirement Income account or Retirement Transition account, our lowered fee structure means our fees have come down as much as 25%.[F7]
The reduction sees the asset-based administration fee go down from 0.23% to 0.17%, with the annual fee cap dropping from $1,500 to $1,300.
That’s around $3,100 back in your pocket over retirement,[F8] so you have more money in your pocket to spend on the things you love.
The best in Investments and Pension two years running
Choose the 2025 Fund of the Year
The SuperRating Fund of the Year 2025[A5] award was judged across all the products Aware Super offers, with consideration given to investment performance[A3] and processes, fees, insurance offering, administration capabilities, member servicing and governance practices.
The best in retirement, two years running
As Chant West’s Pension Fund of the Year and Best Fund: Investments for 2024 & 2025[A3] we're focused on helping you set up the best retirement - whatever that looks like for you. These back-to-back awards reflect our ability to adapt our retirement offerings and meet our members' needs at that stage in their life.[A6]
[A3] Awards and ratings are only one factor to be taken into account when choosing a super fund. Past performance is not an indication of future performance.
[A6] Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 21 May 2025 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at chantwest.com.au/fund-awards/about-the-awards.
[F7] Amount of fee reduction will vary based on account balance.
[F8] Based on starting a Retirement Income account with $375,000 at age 67. Savings are presented in today’s dollars discounted by 2.5% with a net average rate of return of 6.00% p.a and $52 annual admin fee. Retirement income is maintained until age 95. Projection includes Age Pension (March 2025 rates) based on an individual being a homeowner with $50,000 in personal assets. Actual returns year on year may vary materially and can be negative. If investment returns/inflation are higher/lower, final balances will differ. This example is for illustrative purposes only and is not intended to provide a guarantee on outcome. It is a broad illustration of the steps a member could take, but the actions appropriate for an individual will vary depending on their personal circumstances. Based on current regulatory requirements and laws, including tax rates, which may be subject to change.
[P1] Aware Super's High Growth option return over 10 years to 31 March 2025. SuperRatings Fund Crediting Rate Survey, March 2025. Based on the SR50 Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.
[P2] Aware Super’s High Growth option return over 1 year to 31 March 2025. SuperRatings Fund Crediting Rate Survey, March 2025. Based on the SR50 Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.