Strong long-term returns*
Low fees^

Access simple advice#
Award winning fund-

Feel good about how your money is invested and great about the returns.

This means you'll benefit from top performance~, low fees^ and knowing your money is invested in ways that improve your community. We believe you don't have to sacrifice integrity for performance or vice versa.


Strong long-term returns* while investing in good

We have delivered top performance~ at the same time as investing to benefit your communities by building a more sustainable economy and supporting employment – both locally and globally. Our investment performance

  • 15 Year
  • Net Benefit
Aware Super (Growth)$121,519
Retail funds (average)$75,135
All super funds (average)$101,578
  • $0
  • $20,000
  • $40,000
  • $60,000
  • $80,000
  • $100,000
  • $120,000

How much more you could have with Aware super

The graph shows the net benefit a member would have after 15 years based on a $50,000 starting balance and employer super contributions on a $50,000 annual starting salary, as at 30 September 2020. Past performance is not a reliable indicator or a guarantee of future performance. Outcomes vary between individual funds.

View net benefit methodology

Comparisons are modelled by SuperRatings, commissioned by Aware Super. It uses the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index. The table shows the average difference in ‘net benefit’, a measure of investment earnings after fees (admin, investment and member fees) and taxes have been taken out.

View the net benefit and assumptions (PDF 158KB)

Slide to see how much fees might look




$550(1.10% of balance)

Aware Super Growth Option

$570(1.14% of balance)

Industry Fund Av.
(31 funds compared)

$780(1.56% of balance)

Retail Fund Av.
(16 funds compared)

$700(1.40% of balance)

Overall Av.
(95 funds compared)

Source: Chant West Super Fund Fee Survey (Accumulation), June 2020, Fee Tables Growth [61-80%]. The fees shown include administration and investment fees and costs and are gross of income tax, but excludes insurance premiums. Outcomes vary between individual funds.


Lower fees^ means more for you

The fees you pay can make a big difference to the lifestyle you enjoy in retirement. Aware Super’s total annual fees^ are up to 29%& lower than the average of some retail super funds. Our fees and costs

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Be at the forefront of responsible investing

Our goal to investing your super is to improve our communities, economy and our environment, while also delivering strong long-term returns. Our investment approach

We’re a tobacco free fund" at the forefront in responsible investing, leading and collaborating with a common purpose. We’re recognised as a leader through our awards, memberships, and invitations to join global initiatives.

In 2020 we received the highest A+ Rating from the UN backed Principles of Responsible Investment (PRI).

In 2019 we were the only Australian super fund to be awarded global ESG Incorporation Initiative of the Year by PRI.

Recognised by the PRI as a leader in our approach to fund manager selection, appointment and monitoring.

One of only 30 companies invited to form the Global Investors for Sustainable Investment Development Alliance (GISD).

We are recognised as one of the leading super funds for responsible investment by the Responsible Investment Association of Australia (RIAA).

We are an inaugural participant in Climate Action 100+ a global initiative to reduce greenhouse gases.

The first major Australian super fund to become Tobacco Free in 2012.

An active member of the Investor Group on Climate Change.


A super fund that supports you from your first job to retirement

We’re an industry fund for all Australians. Our superannuation products and services support and empower you at every stage of your life, from starting work to enjoying your retirement.

Growing your super

As one of Australia’s largest industry funds we’re focused on making a positive impact, investing to improve our communities, build a more sustainable economy and support growth at the same time as delivering low fees^ and strong long-term returns*. Our super options

Insurance to protect you and your family

By including your insurance with your super, you’ll get the convenience of having your insurance premiums automatically paid via your super account. And you’ll get peace of mind knowing you’re protected. Our super and insurance

Transition to retirement

We are retirement specialists – with competitive fees^ and over 25 years’ experience. Our network of more than 200 planners are able to help you decide when to retire, how much money you’ll need and how to make the most of your retirement income.

In retirement

We have the largest member owned advice network with over 200 financial planners. Our dedicated education team in superannuation and retirement provide free public webinars with quality information to help you make informed decisions about your future.

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Over 1 million+ Australians invest their super with Aware

   I never really took super seriously until I started my career job. It was then that I realised I needed to make a bit of money and to plan for the future. So once I was doing my induction course, I did have a representative from [Aware Super] come in and give some advice. After that chat I started to do some salary sacrifice in order to use my super fund to get a home deposit.  

 Peter, Health Care Worker

Join Aware Super in 3 easy steps...

Provide your details

You’ll need your contact details, including email address and mobile number to set up your superannuation account.

Verify your details

A one-time pin number will be sent to your mobile to use on the sign up form.

Set up your password

Choose a password which will be used to give you 24/7 access to your account online, via member portal or App.

Join now

An award-winning fund

Aware Super regularly receives top ratings and awards- from our industry leading rating agencies.

For the last ten years we’ve achieved the highest platinum rating by SuperRatings-, recognising our product features, performance and member services. Chant West, another independent ratings agency, has awarded our personal and pension products their highest 5 Apples rating each year since 2005, and the Best Fund for Integrity 2019. Money Magazine’s The Best of the Best awarded us 2021 Best Super Fund. Our awards and ratings

More reasons to choose Aware Super...

We benefit our members, their communities and the broader society through being a responsible investor and owner of assets. It’s not just about getting good returns but also how we deliver those returns.

Proudly local

The team at our 48 Australian-based offices are ready to assist you. Whether its face-to-face or over the phone, we’re here to help.

Advice to see you to retirement

Knowing where to turn to for financial advice can be hard, but with Australia’s largest member-owned financial adviser network, you can feel confident setting up your financial plan for today, retirement and beyond.

An award-winning app

You’ll have access to our award-winning mobile app@ where you can manage your super anytime, anywhere.

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^ The total annual fee (inclusive of admin and investment fees) for our Accumulation Fund Growth option is 1.10% p.a., the retail super fund average is 1.56% p.a., Chant West Super Fund Fee Survey, June 2020, based on a $50,000 balance in a Growth option. The total annual fee (inclusive of admin and investment fees) for our Balanced Growth option is 0.98% p.a., the industry average is 1.06% p.a., Chant West Pension Fund Fee Survey, June 2020, based on a $250,000 balance in the Balanced Growth option.* Our Accumulation Fund Growth and Balanced Growth options delivered a 10 year return to 30 September 2020 of 7.96% and 6.80% pa, SuperRatings Fund Crediting Rate Survey for the SR50 Balanced (60-76) Index (50 Funds) and SR 25 Conservative Balanced (41-59) index (Balanced Growth)(25 Funds), compared to the 10 year return of the index medians of 7.14% and 6.05% for the same period. Returns are net of investment fees, tax and implicit asset-based administration fees. Past performance is not a reliable indicator of future performance.& Chant West Super Fund Fee Survey, June 2020 for growth multi-manager investment options (61-80% growth assets). Calculations based on a superannuation balance of $50,000. The fees shown include administration and investment fees and costs and are gross of income tax and are compared to the average of 16 Retail Funds (master trust funds) tracked by Chant West. Outcomes vary between individual funds.~ Returns for the Aware Super Growth (MySuper) investment option were in the top 10 for the 1, 3, 5 and 10 year periods, and in the top quartile for the 7 year periods, as published in the SuperRatings Fund Crediting Rate Survey (SR50 MySuper Index) for 30 October 2020. Past performance is not a reliable indicator of future performance.+ Member numbers as at September 2020.# Aware Super Accumulation, RIS and TRIS members can access simple advice from a superannuation adviser at no extra cost as part of their membership. A fee is charged for comprehensive advice.@ The Aware Super app was awarded Gold at the 2019 Sydney Design Awards for the category Digital - New Service or Application." What does tobacco free mean?-. We have won Super Review's Super Fund of the Year awards for Best Public Sector Fund, 2014, 2016, 2019 and 2020.