Specially designed investment approach
Our approach aims to give our members the confidence to enjoy their retirement.
There are 3 ways we invest to help our members’ savings last in retirement, even through market ups and downs:
1. Investing in a diversified portfolio of quality assets
This means investing in a number of different asset types, like shares, cash, unlisted property and private equity.
Diversification helps to spread investment risk. You benefit from this because not all investments are likely to rise and more importantly, fall at the same time.
2. We invest in unlisted assets to further increase diversification
Being a large super fund, we have the opportunity to invest in assets that individuals typically aren’t able to invest in, such as unlisted assets, like infrastructure and property. These investments often generate stable income streams over the long-term.
This helps to smooth returns over time, even during periods of market volatility.
3. We invest to minimise the impact of market falls on your savings
We understand the importance of safeguarding the retirement savings of our members nearing and in retirement.
In retirement, we deliberately invest differently for our members in the balanced and more conservative options, to help cushion the impact of large market falls. This can help retirement savings go the distance so your income can last over the long-term.