Micro-savings can maximise your super

How to Raiz your savings

The Raiz app is like a virtual piggybank that helps you make long-term savings without giving up your short-term spending.

Whenever you pay for something using your linked debit or credit card, the Raiz app rounds up the cost to the nearest dollar (or whatever amount you choose) and automatically invests the difference for you into your chosen option.

Once you’ve squirreled aside some savings, you simply move it from your Raiz account into your super using BPAY – too easy, right?


Sure, it might be tempting to transfer your Raiz savings back to your bank account and use it for a shopping spree, but the beauty of contributing to super is that even small amounts now can add up to a much bigger payday over the long-term.

Plus, because your Raiz savings will be added into super as a personal contribution*, you may also be able to claim a tax deduction for it, or get an extra super boost thanks to the Government’s co-contribution scheme.

Want to know more about this clever app?

To find out more about how Raiz works, including security and privacy measures, applicable fees and other terms and conditions of use, please visit the Raizwebsite.

Take me to Raiz

"Raiz" is a registered trademark of Raiz Invest Limited. © 2018 Raiz

The Raiz website/app is operated by Raiz Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Fund is issued in Australia by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) a subsidiary of Raiz Invest Limited and promoted by Raiz Invest Australia Limited (ACN 604 402 815). A Product Disclosure Statement dated 23 April 2018 for this product is available on the Raiz Invest website and App. A person should read and consider the Product Disclosure Statement in deciding whether or not to acquire and continue to hold interests in the product. The risks of investing in this product are fully set out in the Product Disclosure Statement and include the risks that would ordinarily apply to investing.

The services referred to on this page are offered and provided by third parties. The Trustee is not responsible for the products or services, views or actions of these organisations. Aware Super does not receive any payments or commissions from these third parties as a result of you using the products and services. You should ensure that you have read, and understand, the terms and conditions which apply to the provision of third party products or services. The Trustee does not accept liability for any loss or damage incurred by any person as a result of using third party products or services. We recommend you consult a licensed or authorised financial adviser if you require financial advice that takes into account your personal circumstances.